Consolidating private loans federal loans

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Whether you’re looking to refinance federal student loans, pay off loans sooner, or get a lower monthly payment (maybe all three), we offer a range of rates and terms.

The easiest way to apply is online through the website using your U. Sign in at and either go to the My Account page to access the Loan Consolidation link or find the link under the Tools and Resources on the Home page.Perkins Loans fill important funding roles for students who qualify; but the pool of aid isn’t bottomless.If you have your eye on Perkins financing, the keys to winning a loan are filing early and meeting federal financial aid eligibility requirements.See the federal Direct Consolidation Loans web page for more information.Remember that if you consolidate your Perkins, Health Professions, or Nursing Loans, you will lose the cancellation provisions of these loans.

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